Better than a piggy bank.

Understand your portfolio better

1. Diversification made simple — three risk plans
   You can invest within three different risk plans. Each one is different because of the level of risk. The low risk plan is safest as it is covered by collateral exceeding the loan principal by 80% to 300% over the market value (LTV <55%). The medium risk plan is covered by collateral exceeding the loan principal by 17% to 78% over the market value (LTV <85%). The high risk plan is the least secure and should be considered most carefully as it is covered by the least valuable collateral, or even without any (LTV ≥85%).
2. No, you can’t bet at max risk — Selecting only the high risk plan is impossible
   As we always do our best to protect your money, we also want to protect you from taking unnecessary risks. You can invest all your money in a low risk plan, or share your money 50:50 or less between low and medium plans, or split by up to 33% between low, medium, and high risk plans.
3. No, you can’t put all your money into one basket
   The minimum investment is €1 and each separate loan agreement between you and Quanloop is also of €1 value. We create a list of different debt projects of our own clients and finance them by borrowing €1 from you, then another investor, etc., then again from you and again from other investors until we pool the full loan amount; then we continue with the next loan. And that’s only for one day; tomorrow you might be investing in a completely different loan. So you never invest in one debt project and never put all your money at risk.