The bricks in the wall are the real tiny loan contracts, each of €1.
The interest is always different, proposed by you.
We borrow money from you for only one day. If you feel confident with us, you can continue and lend to us again for one more day, and again…
Today our investors are earning 14.38% average profit*.
It means that someone earns 7%, another 10% or even 16%. You can be one of them, or even better than all of them.
* The interest rates shown are annualised rates. To calculate the daily interest rate, divide it by a count of calendar days in the current year.
We always start borrowing at the lowest interest rate, but go higher to fulfill demand. So it is always a competition between investors.
You never lend all the Euros to finance one debt project. We take €1 from each investor at the cheapest interest rate, then start over with the same list and continue towards the growing interest rate. After funding the first project, we continue with the following - thus, making your portfolio very diversified.